Income is the number one factor that keeps a business going, so what do you do when an unexpected event interrupts that cash flow? Business income insurance works as a safety net that provides the necessary funds to keep your business afloat in times of hardship. Business income insurance not only covers a business for their loss of income in the event of a claim, but the policy will also cover any extra expenses incurred by the unexpected event. Extra expenses include recovery costs during the time it takes to replace original items. With a business income insurance policy, business owners can be confident in the welfare of their business operations even when unexpected problems arise.