Concerned about roof leaks? Learn about the cases in which roof leaks would be covered, examples of when to file a claim, and the importance of maintaining a good roof. Due to high expenses associated with roof replacement, it is only sensible to wonder if the cost is covered by your home owner’s policy. In order to find this answer, customers must understand the covered perils of their policy. Covered perils could include damage due to weather-related events such as hail storms, wind storms, and tornadoes. Roof maintenance can also play a role in the expense and coverage of your home owner’s insurance.